2-story home for sale in Las Vegas NV in Nevada Trails with 4 bedrooms pool-sized yard near Rhodes Ranch golf course, St Rose hospital, Beltway i-215

www.LVRealDeal.com
Email: theRussianRealtor@gmail.com
Cell: 702-498-2664
Marina Gulakova

2-story home for sale in Las Vegas NV in Nevada Trails with 4 bedrooms (one huge bedroom downstairs) pool-sized yard near Rhodes Ranch golf course, St Rose hospital, close to Beltway i-215 and Sierra Highschool. Large lot, granite counter tops with fancy back splash and breakfast bar, woodfloors on the first floor, master suite features separate bathtub and a shower. Open and airy floor plan and vaulted ceilings.

Offered for $199,900
FHA loan
Purchase price $199,900
Down payment (3.5%) $6,997
Loan Amount $192,903
Interest rate * 5%
Principal & interest payment $1,089.75
Taxes & insurance (approx) $479
Total payment (P.I.T.I) $1,568.75


Conventional loan
Purchase price $199,900
Down payment (20%) $39,980
Down payment (10%) $19,990
Taxes & haz insurance (approx) $276
Interest rate * 4.875%
Loan Amount @ 80% $159,920
Loan Amount @ 90% $179,910
Total payment @ 80% $1,122.31
Total payment @ 90% $1,372.10

*Rates may vary based on specific borrower qualifications* *No Prepayment penalty* *Rates are subject to change due to market fluctuations and borrower's eligibility* *Rates are based on an approved credit*

Luxury tri-level home for sale in Las Vegas NV guard-gated community in The Lakes:5 bedrooms,4 car garage, large lot, pool and spa, granite counter to

Offered at $525,000

Conventional loan 30 year fixed rate
Purchase price $525,000
Down payment (20%) $105,000
Taxes & insurance $758
Interest rate * APR * 5% * APR 5.185%
Loan Amount @ 80% $420,000
Total payment @ 80% $3,013

*Rates may vary based on specific borrower qualifications* *No Prepayment penalty* *Rates are subject to change due to market fluctuations and borrower's eligibility* *Rates are based on an approved credit*

How long do you have to wait?

How long do you have to wait before you can buy again after a short sale, foreclosure or a bankruptcy? Well, that depends...

If you are planning on obtaining a conventional loan:
- Chapter 7 BK - 4-year waiting period from the discharge/dismissal date
- Chapter 13 BK - 2-year waiting period from the discharge date or 4 years from the dismissal date
- Multiple Bankruptcies - If there are multiple bankruptcies within a 7-year period, the waiting period is 5 years from the most recent discharge/dismissal date
- Foreclosure - 7-year waiting period from the completion date
- Deed-In-Lieu/Pre-Foreclosure Sale (Short Sale) - minimum 2-year waiting period

If you are planning on obtaining an FHA/VA Loan:
- Chapter 7 BK - 2-year waiting period from the discharge/dismissal date
- Chapter 13 BK - 1 year of the payout must have elapsed and the borrower's performance must have been paid as agreed. Document that the borrower's current situation is not likely to recur. The court must grant permission to the borrower to enter into a mortgage transaction
- Foreclosure/Pre-Foreclosure Sale (Short Sale) - 3-year waiting period from the completion date
- VA Loans ONLY - 2-year waiting period for Foreclosures

PLEASE REMEMBER THESE GUIDELINES ARE ESTIMATES AND EACH SITUATION IS UNIQUE. PLEASE TALK TO A LENDER TO VIEW YOUR OPTIONS REGARDING OBTAINING A MORTGAGE.